Credit
Senate votes to consider Small-Business Measure
The Senate agreed to consider legislation that would cut taxes and ease credit for small businesses, ending months of delay for a measure proposed last year. The Senate will discuss amendments and a final vote on the measure may be taken later this week. The measure is aimed at easing terms for loans guaranteed by the Small Business Administration, providing $12 billion in tax breaks and issuing grants to states that lend to businesses. Full Article.
How to Protect Your Credit During a Recession
Submitted by dshone on Tue, 06/22/2010 - 2:29pmPelican State Credit Union Hosts this free financial literacy workshop.
Free Credit Reports and Free Dinner Provided - please RSVP by June 24, 2010 to lpickett@pelicanstatecu.org or call 225.408.6111
Date:
Wed, 06/30/2010 - 6:00pm - 7:30pm
Where:
Locations:
Rapides Parish Library - Westside
5416 Provine Place
Alexandria, LA 71303United States
31° 17' 33.5148" N, 92° 29' 55.6404" W
See map: Google Maps
Website:
Location
Rapides Parish Library - Westside
5416 Provine Place
Alexandria, LA 71303See map: Google Maps
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Dell to offer more credit to small businesses
Dell Inc. relies on sales to small businesses for a big chunk of its revenue. It sells more personal computers to small companies than any tech supplier. Now, it is offering more credit to spur small business purchases. Full Article.
Bankers Urged to Get to Know Small Business Borrowers
Regulators want the nation’s banks to get to know their small business customers better. Federal and state regulators recently said banks shouldn’t curtail credit based on negative trends in an industry or location. Instead, they should evaluate each business on its own ability to repay. Full Article.
Obama Report: 95,000 Jobs to Come Each Month
A recent White House report indicates that the United States is likely to average 95,000 more jobs each month this year, while personal savings will remain high as credit remains tight. It's not clear whether the it-didn't-break-on-my-watch message would resonate with voters. Full Article.
Stores Face New Hurdle in Pitching Credit Cards
Retailers are balking at federal proposals that would make it tougher for them to dole out instant credit. New Federal Reserve restrictions, if enacted, would force retailers to gather financial information from customers before giving them credit. Full Article.
Limiting Credit Can Increase Business Cash Flow
Consistent cash flow is critical to starting and maintaining a business, but often there are additional ways to increase cash flow without acquiring more customers or sales. Full Article.
Things That Can Hurt Your Credit Score
A recent MSNBC video highlights items or practices that can affect or hurt your credit score. View Short Video.
Overspending on Debit Card Boon For Banks
A recent New York Times article highlights the fees, sometimes as much as $34.00 per instance, banks charge customers who overspend on their debit card. Full Article
Banks Quietly Negotiate Lower Credit Card Interest Rates
As Americans struggle to pay their credit card bills, banks are quietly re-negotiating credit card interest rates. If you own a credit card, this Washington Post article is worth reading. Full Article
